Sustainability
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Sustainability

Together, a better life.

Together, a better life.

Task Force on Climate-Related Financial Disclosures (TCFD)

Task Force on Climate-Related Financial Disclosures (TCFD)

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Risk Management

Risk Management

SinoPac Holdings has revised the existing “Guidelines for the Management of Climate-related Risks and Opportunities” with reference to the International Financial Reporting Standards S2 “Climate-related Disclosures” (IFRS S2) and the Recommendations of the Task Force on Nature-related Financial Disclosures (TNFD), and has renamed it the “Guidelines for the Management of Climate and Nature-related Risks and Opportunities” to enhance the management framework for climate- and nature-related risks and opportunities. The subsidiaries have established the “Standards for the Management of Climate-related Risks and Opportunities” and integrated climate risks into business operations. They have also established the “Responsible Investment Management Guidelines” and “Responsible Lending Management Guidelines” for the management and control of investment and lending businesses. SinoPac Holdings has also established the “Natural Disaster Emergency Response Guidelines” and “Supplier Sustainable Development Guidelines” to ensure prudent management of its credit, market, and operational risks.

SinoPac Holdings has adopted three lines of defense framework in internal controls to clearly define the roles, responsibilities, and governance mechanisms for climate- and nature-related risk management across each line of defense.

Management of Investment and Lending Risks

SinoPac Holdings formulated a group-level sustainable finance statement in 2022 and has incorporated environmental, social, and corporate governance (ESG) factors into its corporate banking, retail banking, asset management, wealth management, investment banking, and brokerage businesses. The Board of Directors approved the “Sustainable Finance Policy” in July 2023 as the highest guiding principles for sustainable finance businesses, and business units established related management guidelines accordingly. Please refer to the “SinoPac Holdings Sustainable Finance Statement,” “Responsible Investment,” “Responsible Lending.”

Management of Operational Risks

Potential risks posed by climate change to corporate operations include operational interruptions or personnel injury from physical risks and hazards. In order to mitigate possible safety concerns and property losses arising from such physical risks, SinoPac Holdings established a Business Continuity Plan (BCP), and voluntarily established the “Emergency Incident Response Rules” and “Natural Disaster Emergency Response Guidelines.” We have distributed responsibilities and established emergency notification procedures as well as response and handling guidelines to deploy various personnel, materials, and resources at critical moments; integrate different mechanisms and adopt active and effective response and rescue actions to prevent expansion of damages; eliminate disaster crises; and help to resume normal operations.

Management of physical risks in own operations for SinoPac Holdings and all subsidiaries

Responsible Unit Indicator Implementations
Operations Management Division Self-owned operating sites and real estate
  • We obtained “commercial fire insurance” and “comprehensive electronics insurance” (including typhoon and flood insurance) to transfer losses.
  • We identified offices in high-risk areas. In addition to strengthening dredging pipes, we also inventoried waterproofing and electrical facilities (including floodgates, uninterruptible power equipment, emergency generators, and machine room locations) to assess disaster prevention resilience. We have currently completed inventory of waterproofing and electrical facilities, and will continue to work with our Risk Management Division to refine identification methods for high-risk offices and track transmitted risks. In 2025, a total of 8 sites were assessed as high-risk locations for flooding caused by heavy rainfall (including 2 self-owned properties). As of December, flood barriers had been installed at 5 branches (including the 2 self-owned properties).
Locations of upstream supplier operations
  • Maintained 100% signing rate of Supplier Sustainability Commitment among domestic suppliers.
  • Strengthened ESG communications in our supply chain: Two external supplier training programs were organized in June and November 2025, respectively, based on the themes of "Low-Carbon Transition and Greenhouse Gas Inventory" and " Corporate Sustainability Information Disclosure and Development Trends and Regulations ." In September, the third supplier conference was held with a total of 109 suppliers in attendance. It helped partner suppliers learn about SinoPac Holdings' supply chain management strategies and targets.
  • Continued to strengthen sustainable supply chain management by improving management measures, reviewing and updating supplier-related policies, the Company completed on-site audits of 7 suppliers identified as having high ESG risks in 2024. In 2025, based on the findings from the on-site interviews, the Company provided supplier-specific improvement recommendations to the audited suppliers. Across all climate scenarios and time horizons, 5 suppliers within the Group’s overall supplier base were identified as located below sea level and therefore classified as having high climate risk. Our procurement amount with said supplier is around NT$6 million, and we determine it to be highly substitutable and therefore low risk.